Good Finance and Good Credit have reached a collaboration agreement to market consumer loans from the financial institution in a simple and agile way, from any mobile application, at any time and through a personalized process, within our objective to offer the best experience to client.
Through the app and according to FinScore, users will be offered, whether they are customers or not, the possibility of obtaining financing, without having to carry out previous procedures and from any mobile device.
If you still do not know Finscore, it is an index that determines the credit profile of each person, assigning a score between zero and 900 points and is calculated from the analysis of more than 160 variables that assesses the financial history of each case.
The financial institution expands its customer relationship
Through this agreement of Good Finance with a fintech reference such as Good Credit, the financial institution expands its customer relationship channels to improve its experience. In fact, this alliance is the first one signed by Good Finance with a fintech and acquires special relevance because it allows formalizing the entire loan contracting flow from an external platform or marketplace. In addition, it represents a boost for the growth strategy established in its Business Plan.
Likewise, with this agreement, Good Finance advances in its Transformation Plan and continues to adapt to the new technological scenarios of the financial system, influencing the creation of collaborative digital ecosystems, innovation and alliance with fintechs, in order to increase this way. the offer of both physical and digital services.
After accumulating six years in the market, our app has managed to position itself through Good Credit Loans as the first independent loan platform, which to date has processed loans to more than 15,000 users, with a total volume exceeding 60 million euros.
Good Finance and Good Credit
Good Finance, the seventh bank by market capitalization, is characterized by its solvency and financial soundness, its orientation to retail and proximity banking, and links with the territories of origin, among which Andalusia and Castile and Leon stand out, in whose Markets is a leader, and with its traditional areas of activity, such as Castilla-La Mancha, Extremadura or Madrid.
Digitization strategy within the framework of its Business Plan
The financial institution has a digitization strategy within the framework of its Business Plan to offer and strengthen alternative channels that provide added value to the client, among which are greater flexibility and accessibility to the management of their accounts.
Also, in the process of digitization that Good Finance carries out, they highlight the enhancement of the functionalities of the ‘online’ channels, which are developed with advanced technologies, such as the implementation of the mobile payment service in shops or as access to the services of the mobile application, through biometric identification, in addition to the increase of specific products for digital channels.